What are the conditions for at least 3 purchases?

You can pay in-store with a physical card, or using Apple Pay or Google Pay. You can also pay online by providing your credit card details. There is no minimum spending amount set.

What is my Erste username?

Your username in the George app is the email address you provided during registration; this is how you can log in to the application.

I created my ERSTE online bank account over the weekend, but I haven't received any feedback on redeeming the Diverzum referral code. Why could this be?

On weekends, Erste Bank does not send out contracts or activation codes. You will receive the confirmation via SMS from the bank on the next business day.

Where exactly should I enter the Diverzum code?

During the account opening process, there will be a section where it asks for the referral code. Enter the Diverzum code here. Make sure to use the code you received in Diverzum. You can always go back to the Diverzum app and copy it again.

Can I also take advantage of the student offer as a foreign citizen?

Yes, if you have a Hungarian document, you can open the account at a bank branch.

When will the money (discount) be credited to my account?

The first 10,000 HUF will be received by the 15th of the month following the account opening, and the first 40,000 HUF by the end of the second month after the account opening. The second 10,000 HUF will be received by the 15th of the month following the fulfillment of the conditions (when there are 3 transactions and 1 credit), and the second 40,000 HUF by the end of the month following the fulfillment of the conditions (when there is a rounding transaction and 2 transfers in 2 consecutive months).

Where can I enable the Rounding feature?

To use the rounding feature, you first need to have a target savings account, which you can open within the George app. Type "Rounding" in the search bar of the George app.

Will I be notified when the amount arrives?

Yes, if you have enabled push notifications (or the SMS service) in the George app, you will see immediately when the amount arrives in your account.

If I forgot to request a debit card during the bank account opening process, can I still obtain it later?

Yes, in the George app, under the Store menu → Cards section, you can request a debit card later as well.

Online Credit Single use For verified students

Up to 120,000 HUF

Student discount · Erste

Erste student discount

Erste: student discount for verified students – 14-17 years old, OneAccount via video bank. Free activation in the Diverzum app.

How to Use?

You need to enter the referral code you get here in the Diverzum app when opening your account. There will be a “Do you have a referral code?” page where you will enter the code. Copy and save the code you get when you redeem the offer.
If you can’t find it later, you can always return to the Diverzum app and copy the referral code again.
If you start the account opening on a weekend, bank confirmation may take up to 48 hours, but it will definitely arrive on a working day, no action needed from you.

Online account opening version
Student OneAccount (online, video banking opening – you can do this from home)
This offer is only available for 14-17 year olds. If you are older, check out the other discount cards!

How can you open the account?
▶️ Swipe the slider below, then we will redirect you to the Erste Bank website. If you don’t have an Erste account, create one under the “Registration” tab (enter your personal data), if you do, log in. After logging in, select the desired account (Student OneAccount) and click the “start application” button. Read the terms, then click the “I accept the account opening terms” button at the bottom of the page. Then enter the code you got in the Diverzum app, fill in your personal data, and answer the necessary questions. Once you have successfully filled in the data, start the video banking identification in the presence of your parent or legal guardian. You can fill in your data anytime, but video banking identification can only be started during bank opening hours.

▶️You will need these documents:
You: valid ID card, address card, and student ID.
Your parent or guardian: ID card and address card.
You are eligible for the offer if:
▶️ You have not had an Erste bank account in the last 180 days
▶️ You have made all necessary declarations during the process
▶️ You do not close your account for AT LEAST TWO YEARS from the account opening date
▶️ You are at least 14 years old but not yet 18

How can you get the 120,000 HUF credit?
👉 You get 10,000 HUF if you open an account with video banking using the Diverzum referral code. Deadline: must complete by 31.12.2026.
👉 You get 50,000 HUF if you also request a card in the Erste account opening promotion. Deadline: by the end of the month following account opening
👉 You get 10,000 HUF if you make at least 3 purchases with the bank card linked to your account opened with the Diverzum referral code and receive at least one single incoming payment of 50,000 HUF or more to your account. Deadline: must complete by 28.02.2027.

👉 You get 50,000 HUF if in the Erste account usage promotion you receive at least 50,000 HUF in two consecutive months in single payments. Deadline: must complete by 31.03.2027.

When will the money arrive in your account?
If you have met all conditions properly and are eligible for the offer:
💸 10,000 HUF for opening the account with the Diverzum referral code: arrives by the 15th of the month following account opening
💸 50,000 HUF Erste account opening promotion: arrives by the end of the month following completion
💸 10,000 HUF for 3 card purchases and one incoming payment of at least 50,000 HUF: arrives by the 15th of the month following completion
💸 50,000 HUF for two consecutive months with incoming payments of 50,000 HUF each: arrives by the end of the month following completion.

Account-related fees (for the cheapest card among the selectable cards, annual fee):
Account management fee: 0 HUF
Bank card issuance fee: 2,692 HUF (Visa Student card, only in the first year)
Bank card annual fee: 2,692 HUF (Visa Student card, from the 2nd year)
As a foreign citizen, you can only start the account opening process at an Erste bank branch if you have a Hungarian authority-issued card-format ID or driver’s license or passport AND an address card! Detailed information is available at Erste bank branches.

Offer validity

The offer is valid from 01.10.2026 to 31.12.2026. This information is not comprehensive. The detailed terms of the promotion are included in Erste Bank’s Retail Account and Deposit Interest Announcement Annex 4. More details are on the Bank Switching Guide - I will be Erste page.
The contractual terms of the individual fee packages and related services are contained in the General Terms and Conditions of Retail Banking Services, as well as the bank’s Business Regulations, the current conditions, and account management discount terms are in the bank’s currently effective Retail Account and Deposit Interest Announcement.
APR: 0.01%
Erste Bank Hungary Zrt. is a member institution of the National Deposit Insurance Fund (OBA). Savings held in bank and deposit accounts at the Bank are insured by OBA according to the provisions of Act CCXXXVII of 2013 on Credit Institutions and Financial Enterprises, sections 209-219. More details and conditions are available at www.oba.hu.
Protect yourself against cyber fraud, visit the CyberShield website!
Links for full information:
Retail Account and Deposit Interest Announcement Annex 4: https://gate.erstebank.hu/hirdetmenyek
General Terms and Conditions of Retail Banking Services: https://gate.erstebank.hu/aszf
Bank Switching Guide - I will be Erste: https://www.erstebank.hu/hu/bankvaltas?utm_source=erstesleszek.hu&utm_medium=referral&utm_campaign=301
Business Regulations: https://gate.erstebank.hu/uzletszabalyzat
Retail Account and Deposit Interest Announcement: https://gate.erstebank.hu/hirdetmenyek
CyberShield: https://kiberpajzs.hu/

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Erste student discount

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