What are the conditions for at least 3 purchases?

You can pay in-store with a physical card, or using Apple Pay or Google Pay. You can also pay online by providing your credit card details. There is no minimum spending amount set.

What is my Erste username?

Your username in the George app is the email address you provided during registration; this is how you can log in to the application.

I created my ERSTE online bank account over the weekend, but I haven't received any feedback on redeeming the Diverzum referral code. Why could this be?

On weekends, Erste Bank does not send out contracts or activation codes. You will receive the confirmation via SMS from the bank on the next business day.

Where exactly should I enter the Diverzum code?

During the account opening process, there will be a section where it asks for the referral code. Enter the Diverzum code here. Make sure to use the code you received in Diverzum. You can always go back to the Diverzum app and copy it again.

Can I also take advantage of the student offer as a foreign citizen?

Yes, if you have a Hungarian document, you can open the account at a bank branch.

When will the money (discount) be credited to my account?

The first 10,000 HUF will be received by the 15th of the month following the account opening, and the first 40,000 HUF by the end of the second month after the account opening. The second 10,000 HUF will be received by the 15th of the month following the fulfillment of the conditions (when there are 3 transactions and 1 credit), and the second 40,000 HUF by the end of the month following the fulfillment of the conditions (when there is a rounding transaction and 2 transfers in 2 consecutive months).

Where can I enable the Rounding feature?

To use the rounding feature, you first need to have a target savings account, which you can open within the George app. Type "Rounding" in the search bar of the George app.

Will I be notified when the amount arrives?

Yes, if you have enabled push notifications (or the SMS service) in the George app, you will see immediately when the amount arrives in your account.

If I forgot to request a debit card during the bank account opening process, can I still obtain it later?

Yes, in the George app, under the Store menu → Cards section, you can request a debit card later as well.

Online Credit Single use For verified students

Up to 120,000 HUF

Student discount · Erste

Erste student discount

Erste: student discount for verified students – For ages 14-17, Student One Account in branch. Free activation in the Diverzum app.

How to Use?

Give the promo code you get here in the app to the clerk when opening your account. You can come back to the Diverzum app anytime to check it.

Offline account opening version
Student OneAccount (offline, branch opening - you need to visit a bank branch)
This offer is only available for 14-17 year olds. If you are older, check out the other discount cards!

How can you open the account?
▶️ Swipe the slider below, then we will redirect you to the Erste bank branch locator page. Enter your town or postal code in the branch locator and choose the branch that suits you. Click the “Go to branch” button in the results, then the “Book appointment” button. Fill in your personal data and provide the booking details (purpose: retail services and baby expecting loan) and choose any advisor. Then click “Review booking” and accept the data management notice, then click “Confirm booking”. You will receive SMS and email confirmation if the booking is successful. Visit the Erste branch at the chosen time with your parent or legal guardian and open your account on site with the clerk’s help. Show your Diverzum referral code to the clerk when opening the account.

▶️You will need these documents:
For you: valid ID card, address card, and student ID.
For your parent or guardian: ID card and address card.
You are eligible for the offer if:
▶️ You have not had an Erste bank account in the last 180 days
▶️ You have made all necessary declarations during the process
▶️ You do not close your account for at least TWO YEARS from account opening
▶️ You are at least 14 but not yet 18 years old

How can you get the 120,000 HUF credit?
👉 You get 10,000 HUF if you open an account in a branch with a Diverzum referral code. Deadline: must complete by 2026.12.31 at the latest.
👉 You get 50,000 HUF if you also request a card in the Erste account opening promotion. Deadline: by the end of the month following account opening
👉 You get 10,000 HUF if you make at least 3 purchases with the card linked to your Diverzum referral code account and receive at least one single payment of 50,000 HUF to your account. Deadline: must complete by 2027.02.28 at the latest.

👉 You get 50,000 HUF if in the Erste account usage promotion you receive at least 50,000 - 50,000 HUF in two consecutive months as single payments to your account. Deadline: must complete by 2027.03.31.

When will the money arrive in your account?
If you have met all conditions properly and are eligible for the offer:
💸 10,000 HUF for opening an account with the Diverzum referral code: arrives by the 15th of the month following account opening
💸 50,000 HUF Erste account opening promotion: arrives by the end of the month following completion
💸 10,000 HUF for 3 card purchases and one 50,000 HUF single payment to your account: arrives by the 15th of the month following completion
💸 50,000 HUF for two consecutive months with 50,000 - 50,000 HUF incoming: arrives by the end of the month following completion

Account-related fees (for the cheapest card among the selectable cards, annual fee):

Account management fee: 0 HUF
Card issuance fee: 2,692 HUF (Visa Student card, only first year)
Card annual fee: 2,692 HUF (Visa Student card, from 2nd year)
As a foreign citizen, you can only start the account opening process in an Erste branch if you have a Hungarian authority-issued card-format ID or driver’s license or passport AND address card! Detailed information is available in Erste branches.

Offer validity

The offer is valid from 2026.10.01 to 2026.12.31. This information is not comprehensive. The detailed terms of the promotion are in Erste Bank’s Retail Account and Deposit Interest Announcement Annex 4. More details on the Bank Switching Guide - I will be Erste page.
The terms of individual fee packages and related services are in the General Terms and Conditions of Retail Banking Services, as well as the bank’s Business Regulations, current conditions, and account management discount terms are in the bank’s valid Retail Account and Deposit Interest Announcement.
APR: 0.01%
Erste Bank Hungary Zrt. is a member institution of the National Deposit Insurance Fund (OBA). Savings held in bank accounts and deposit accounts at the bank are insured by OBA according to Act CCXXXVII of 2013 on credit institutions and financial enterprises, sections 209-219. More details and conditions at www.oba.hu.
Protect yourself against cyber fraud, visit the CyberShield website!
Links for full information:
Retail Account and Deposit Interest Announcement Annex 4: https://gate.erstebank.hu/hirdetmenyek
General Terms and Conditions of Retail Banking Services: https://gate.erstebank.hu/aszf
Bank Switching Guide - I will be Erste: https://www.erstebank.hu/hu/bankvaltas?utm_source=erstesleszek.hu&utm_medium=referral&utm_campaign=301
Business Regulations: https://gate.erstebank.hu/uzletszabalyzat
Retail Account and Deposit Interest Announcement: https://gate.erstebank.hu/hirdetmenyek
CyberShield: https://kiberpajzs.hu/

Activate

Erste student discount

How to Use?

Frequently asked questions

Our Brands